As with all travel, we highly recommend our guests to take out Travel Insurance to protect themselves and their financial investment... especially when children are involved as the unexpected can happen. MELISSA REESE TRAVEL cannot be responsible for cancellation, emergency evacuation, accidents abroad, illness, lost baggage, flight mishaps, trip interruptions, and/or travel supplier default, and thus strongly recommends and thus urges that you purchase available insurance coverage.
There are many different companies who offer such coverage, and you are welcome to purchase what you deem is fit for you from whoever you desire. I've attached details from a private provider "Travelex Insurance" that we are able to offer our clients. We have found them to be very comprehensive and responsive to our clients, not to mention convenient.